What are Some Types of Health Care Coverage?

 What are Some Types of Health Care Coverage?

 

Health care coverage is often grouped into two general categories: private and public. The majority of people
in the U.S. have private insurance, which they receive through their employer (which may include non-
government employers or government employers at the federal, state or local level), buy directly from an
insurance company, or buy through a Health Insurance Marketplace®.1 Some people have public health care
coverage through government programs such as Medicare, Medicaid, or the Veteran’s Health Administration.
Health care coverage can also be categorized by the scope of benefits it offers or how long the coverage
lasts. Health insurance often includes a wide range of covered services, including emergency and non-
emergency services as well mental health benefits. Some people have very limited insurance plans, such as
plans with benefits for only specific conditions or diseases (included in the list of “excepted benefits” under
the Affordable Care Act, such as vision-only plans or cancer plans).